Best Pet Insurance by Embrace

Get a personalized plan to fit your budget and your pet.

Up to 90% Back on Bills at any Vet

Flexible Wellness Plan

Diminishing Deductible

A new kitten or cat can fill your home with love, affection, and joy. However, your new furry friend also puts you at risk for high veterinary fees.

No new cat owner ever intends to do anything but the best for their pet, but many owners would not be able to afford vet bills should an accident or illness mean that their cat requires treatment.

High veterinary bills can mean that your family will have to take out a loan or cut back on essential spending in order to help your beloved pet.

Fortunately, new pet parents can take advantage of pet health insurance so that they can have peace of mind.

What’s Covered

  • Accidents & illnesses
  • Breed-specific conditions
  • Alternative therapies* &
  • rehabilitation
  • Diagnostic testing & imaging
  • ER & specialist care
  • Prescription drugs (Optional to include in NY.)
  • Cancer treatment
  • Behavioral therapy
  • Surgery, hospitalization, & nursing care
  • Chronic conditions
  • Consultations/exam fees
  • Dental illness up to $1,000/year (Available in most states.)

What’s Not Covered

Exclusions vary by the company just as coverage does. At Embrace, they are open and honest about what isn’t covered so you know what you’re getting right from the start.

Embrace does not cover pre-existing conditions, cosmetic procedures (declawing, ear cropping, tail docking, etc.), breeding and whelping, and DNA testing or cloning.

Routine Care

Pet insurance is for accidents and illnesses, but what about routine care expenses? For that, Embrace offers Wellness Rewards, an optional preventative care plan that can be purchased in addition to your insurance policy and reimburses 100% of routine veterinary, training, and grooming costs up to the annual limit you choose.

How Embrace Pet Insurance Works


1. Sign Up for Coverage

You pick your annual deductible, annual maximum, and reimbursement percentage to best fit your budget. Coverage begins after the waiting periods.


2. Visit Any Vet

Take your pet to any specialty vet, emergency room, or rehabilitation facility – there are no networks. You’re covered at any licensed vet even when traveling.

3. Submit Your Claim

Take your claim form and have someone from the vet’s office fill it out. You can submit it via email, mail, fax, or directly to your MyEmbrace customer account online or in the app.

4. Get Reimbursed

Once your claim has been processed, we’ll send you an email notification and reimburse you via check or direct deposit.

Cost of Insurance

The cost of cat insurance can be spread over regular premiums so that it is easy to budget for in the same way as you would budget your other monthly expenses. Compared to how much you would be charged for veterinary services if your cat was ill, in a fight with another cat or a dog, or hit by a car, the cost of cat insurance is a minor expense.

There are different kinds of cat insurance available to you depending on your particular needs and desires for your coverage. In general, when you own cat insurance, a trip to the vet for an accident or illness will not cost you more than your individual deductible.

Any costs above this deductible are covered by your insurance company. Some policies may have a total ceiling on treatment costs, but in general, you will not have to compromise on the quality of your cat’s veterinary care. Instead, you can get your cat all the tests, medications and treatment that they need to keep them healthy and happy.

Often, the earlier that your vet can diagnose and treat your cat, the better their chances of making a full recovery. When you have pet insurance coverage, you will not have to put off essential veterinary visits while you save up the money to cover any diagnostic procedures or treatment they may need.

Instead, you can take your cat whenever you think they need it, secure in the knowledge that you will be able to get you to cat the help they need.
When you consider the peace of mind that you gain when you know that you will be able to take care of your cat’s health needs, the cost of the cat insurance plan is well worth the expense.

Embrace Pet Insurance Overview

Embrace was founded in 2003 by two graduates from the Wharton MBA Program, Laura Bennett and Alex Krooglik. As graduating students, their pet insurance business plan won the Wharton Business Plan Competition, beating out proposals that revolved around technology and biotechnology.

Who Can Give You The Best Pet Insurance Plan?

Get Your Free Quote in Minutes - Embrace Pet Insurance

Are you a pet owner? If yes, then you must be aware that pets need regular annual check-ups or preventative care and veterinary costs can add up really fast.

They often require visiting a veterinarian when they fall ill. Would you like to get in a situation when your pet has to be euthanized just because you cannot afford the treatment? No, I am not trying to scare you. I am just making you aware so that you don’t face the problems I did when I lost my kitty last year because I couldn’t afford routine care for her.

You can avoid any such situation by getting your pet insured. Having pet insurance will help you save money that you might have to shell out every time you take your pet to the vet.

However, the next question is where to get a good insurance plan with low insurance costs?

How to be sure that the plan would actually help you and is not a shear gimmick? Don’t worry!

Embrace Pet Insurance has the solution to your problem. It is an amazing website that allows you to get a free online quote for pet insurance.

You can see what is covered with your pet insurance and you can also compare their insurance with other pet insurance companies out there.

It gives you all information related to the plan in terms of the vet fees, whether it provides the cover for advertising lost pet or death, and so on.

Client’s Testimonial – The Story of Sugar

So, don’t procrastinate, get your pet insured so that you can provide the care and treatment it needs, regardless of your financial situation. If you need more info about their plan you can always give them a call, they have an awesome customer service or go to their website and get top-rated & reviewed coverage for your pet today.